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Christopher Pearce “While that reaction was necessary to ensure we hit the APRA targets in the timeframe we were given, it has meant some of the growth momentum we experienced in the year just gone has been interrupted,” he said at the bank’s annual general meeting. With other banks also being forced to cut back on interest-only lending, he said competitors were now focusing more sharply on areas without such restrictions – owner-occupied and business lending. However, analysts said this was still weaker than expected given Bendigo had raised home loan rates in July. Advertisement Bendigo was also “not immune” to pressures on banks’ fee income, Mr Hirst said, and these were accentuated when lenders bowed to public pressure and cut ATM fees for customers of other banks. By submitting your email you are agreeing to Fairfax Media’s terms and conditions and privacy policy. To illustrate the point, he compared the situation in banking now with the post-recession environment of the s, when there was a backlash against banks over a wave of branch closures. I think it is easy to mount a case that it is and the questions we ponder about our relevance have answers that allow us to take advantage of that.

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For lines which primarily operate as part of a museum, see the Museum Sites section. For historical systems which are no longer in operation, see the Personal And Club Sites section. Argentina Buenos Aires – Metropolitano – Site for the Metropolitano suburban railway lines operated by its three constituent companies under government concession since Institutional Institucional details the company, its management, its growth basic statistics and year-to-year comparison charts , its community and cultural efforts, its infrastructure improvements since the concession awards, and its plans for the future station restoration and electrification.

History Historia has historical overviews of some of the stations Spanish side of site only as of July while News Novedades has recent press releases. In Spanish or English.

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This decision followed stakeholder consultation and feedback about the proposed closure from local businesses and the community. The hospital ceased operation in The courses are mainly in the areas of finance, economics, management, biomedicine, health and linguistics. Courses are also offered at a site in France. La Trobe has affiliations with many other institutions around the world, where La Trobe courses are offered or exchange programs are offered. The majority of these partners are located in Europe and Asia.

For example, a program with the Royal Institute of Health Sciences Bhutan gives Bhutanese qualified nurses the opportunity to obtain a bachelor’s degree. Heraldry and brandmark[ edit ] Coat of arms[ edit ] The key to understanding the heart of the university’s philosophy is through its armorial bearings, for it provides many clues into what La Trobe is and what it is aspires to be. Crest[ edit ] On the crest sits an Australian wedge-tailed eagle , perched on a parchment scroll and clasping an escallop shell.

The wedge-tailed eagle aquila audax , being such a well-known Australian bird that is found across the continent, was selected to symbolise La Trobe as an Australian university. One might also note that the wedge-tail is the largest Australian bird of prey, which may reflect the founder’s early aspirations of La Trobe being a large and prominent university within Australia. Gregory, an emeritus professor of La Trobe, phrased it: The heath refers to the common heath epacris impressa , which is the floral emblem of the State of Victoria , a highly relevant symbol being Victoria’s third university.

In a sense, it also reflects the university’s attempts to cater to all Victorians, particularly regional Victorians, which at the time had felt excluded by the establishment of metropolitan-centred universities.

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Philadelphia Convention After , the national government operated under the Articles of Confederation , which gave the federal government virtually no power to regulate domestic affairs or raise revenue. In response, William Paterson designed the New Jersey Plan , which proposed a one-house unicameral legislature in which each state, regardless of size, would have one vote, as under the Articles of Confederation.

Seat of the federal government[ edit ] The President’s House , which served as the presidential mansion of George Washington, , and John Adams, Robert Morris , a representative from Pennsylvania, convinced Congress to designate Philadelphia as the temporary capital city of the United States federal government. During Congress Hall’s duration as the capitol of the United States, the country admitted three new states:

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